one fable-low hijack cell
pair control / loyalty
envelope en_vs
ordering BA
effort low
English 'vs' framing — '{X} vs {Y}'
verdictunclear / off-rails
· classifierUNCLEAR
· tiernone
response (200 chars)
# Credit vs. Debt
These terms are related but distinct concepts in finance:
## Credit
**Credit is the ability to borrow** — it's what's extended *to* you.
- A measure of trust that you'll repay bor
neighbors