one fable-low hijack cell
pair debt / savings
envelope en_vs_q
ordering AB
effort low
English 'vs' with question mark — '{X} vs {Y}?'
verdictpicked debt (first-offered)
· classifierA
· tiernone
response (200 chars)
Great question — it's one of the most common money dilemmas. The general framework:
## Pay debt first when:
- **High-interest debt** (credit cards, payday loans, anything above ~7-8% interest). No sa
neighbors